Critical Illness Insurance 

  • Guaranteed $25,000 Coverage

  • Cancer, Heart Conditions + over 20 other serious illnesses included

  • Fully Online Application

  • No Medical Exam

Critical Illness Insurance provides a lump sum payment – a living benefit – if you are diagnosed with a specified covered illness. With Critical Illness Insurance, starting at as low at $30/month, you can worry less about finances and just focus on your recovery.


The lump-sum payment received from Critical Illness Insurance can provide relief by helping you with medical care (the Canadian government may not cover all of these expenses), bringing in additional help at home while you’re undergoing treatment, replacing any lost income, or really anything that will make your recovery easier.


We have partnered with Speciality Life Insurance, underwritten by Chubb* to offer you:

Guaranteed Acceptance Critical Illness Coverage

Instant approval for up to $25,000 in coverage for Canadian residents between the ages of 18 to 69.

Plus, we offer up to $125,000 of Critical Illness Insurance coverage to healthy Canadian with a quick and easy health questionnaire.

No Medical Exams or Health Questions

Your health will not affect your eligibility or your rates. You cannot be denied coverage under this policy due to your health.

Coverage for Over 24 Critical Conditions*

Ensure you are financially protected in the event of a covered serious illness. Coverage is until age 75.


Full benefits are payable for the following conditions:

  • Alzheimer’s disease, Motor Neuron disease, MS, Parkinson's disease

  • Aorta surgery, Coronary artery bypass surgery, Heart attack, Heart valve replacement

  • Benign brain tumour

  • Blindness, Deafness, Loss of speech

  • Cancer

  • Coma, Paralysis, Stoke

  • Dismemberment 

  • Major organ failure, Major organ transplant,

  • Occupational HIV

  • Severe burns


Limited covered conditions include:

  • Ductal Carcinoma In Situ (DCIS) - 20% of your CI coverage amount up to a maximum of $20,000 

  • Early Stage prostate cancer - 20% of your CI coverage amount up to a maximum of $20,000

  • Loss of independence - 25% of your CI coverage amount


*See sample policy for complete details.


Easy Online Application– Get Instantly Approved

Quick online application process with instant approval. Get your policy the same day you apply.


Second Event Benefit – Continued Protection After a Claim

Your coverage doesn’t end once you’ve made a claim. The second event benefit continues your policy after a claim, for ongoing protection against select conditions*.


30-Day Money Back Guarantee

If you are not absolutely satisfied with your plan, let us know and receive a full refund.

About Specialty Life Insurance

Specialty Life Insurance is a leading Canadian provider of no medical Insurance. Their innovative approach for providing Insurance products makes qualifying, applying and obtaining coverage easier and faster than ever before. They have helped tens of thousands of Canadians find effective personal Insurance through solutions that ensure anyone can qualify for coverage - regardless of their age, health, or financial situation.

They are also partnered with Chubb Life Insurance Company of Canada, one of the world's largest insurers, to offer a unique selection of simple and effective plans that offer guaranteed protection to any and all residents of Canada. Even if you've been declined Insurance before, Chubb and Specialty Life can help get you qualified, instantly, so you can focus on the things that really matter.


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